Credentials
Expertise built on a strong foundation.
Education and certifications of Javier D. Fernandez, founder of Jadafer Inc.
Education
2010Los Angeles, CA
Pepperdine University — Graziadio Business School
MBA — Global Business; Leadership & Managing Organizational Change1999Bogotá, Colombia
Pontificia Universidad Javeriana
Bachelor of Science, Industrial EngineeringCertifications
2026
Claude Academy: AI Fluency for small businesses
Anthropic2026
Microsoft Copilot: The Art of Prompting
LinkedIn Learning2026
Integrating Generative AI into Business Strategy
LinkedIn Learning2017
Electronic Payments Professional
Electronic Transactions Association2017
SHRM Certified Professional (SHRM-CP)
Society for Human Resource Management2013
Six Sigma Green Belt, Process Improvement
University of Southern California2010
Global Enterprise Management
University of Oxford2009
Sustainable Global Business in Latin America
Pepperdine UniversityCapabilities
Explore the areas of expertise.
Languages
English & Spanish · Native / bilingual
Finance & Leadership
- Financial forecasting and modeling
- Corporate governance and budgeting
- Month-end close and GAAP compliance
- Capital strategy and board presentations
Payments & Commerce
- Merchant acquiring
- Card-present and card-not-present
- Sponsor-bank negotiation
- Pricing audits and risk management
Systems
- Hyperion Essbase
- SAP and BEX Analyzer
- Microsoft Dynamics ERP
- Business Objects and Advanced Excel
AI & Automation
- Automated reconciliation
- Document extraction and coding
- Rolling forecasts and reporting agents
- Exception-based review design
